One of the notable obstacles encountered by contractors in their quest for business expansion revolves around the unpredictability inherent in cash flow management. In recognition of this predicament, our organization not only offers the provision of a business line of credit, but also recognizes the crucial necessity within the construction industry for a specialized contractor loan designed to facilitate the upfront financing of construction materials. At US EXPRESS FUNDING, we possess the capacity to assist you in securing the necessary funds for the procurement of essential materials crucial to the realization of your commercial, industrial, multi-unit family, and government construction projects, employing an exceptionally straightforward and streamlined approach.
Whether you find yourself currently engaged in a specific project, on the brink of commencing work on a new endeavor, or contemplating the submission of a bid for a future undertaking, we stand ready to alleviate any concerns regarding cash flow by extending our support in financing your construction materials acquisition. The process is remarkably uncomplicated: select a project requiring assistance, procure a quotation from your supplier, and promptly furnish us with the corresponding documentation, including a completed application, your business’s most recent three months’ worth of bank statements, and a copy of your valid Driver’s License.
Contractors can leverage our contractor loan to secure advantageous cash discounts from suppliers, while also assessing working capital through our business line of credit. Unlike credit limits tied to sales, time in business, and credit scores, funding for construction materials is project-based, allowing for significantly higher credit limits. With a minimum weekly payment of $50 for every $10,000 borrowed, you can focus on your project without a burdensome upfront payment before receiving payment for your work.
Furthermore, commercial contractors now have the opportunity to purchase materials with extended 120-day payment terms from any supplier, enhancing project efficiency. We understand the importance of minimizing business risks associated with material purchases, which is why we facilitate direct payment to suppliers on your behalf before shipping, granting you the flexibility to settle the purchase within 120 days. This approach empowers you to undertake larger and more lucrative projects while nurturing stronger relationships with suppliers, general contractors, and developers.
Moreover, suppliers of construction materials can join our platform to offer seamless financing options to contractors at the point of sale. By partnering with us, you eliminate the need for negotiation and receive immediate payment. This eliminates the risk of late or non-payment, ensuring a smooth and efficient transaction process. To enroll your business and begin enjoying these benefits, simply contact our office and sign up.
We can fund commercial, industrial, multi-unit family and government construction projects that deal with Plumbing, Heating and Air Conditioning (HVAC), Painting, Electrical, Masonry, Steel Framing, Water Proofing, Mechanical, Stone Work, Tile Setting, Trim, Carpentry, Cabinets, Hurricane Windows and Doors, Flooring, Roofing, Siding, Sheet Metal, Concrete and Special Trade Contractors.
It’s Easy to Get StartedComplete an application and provide the following
Current Invoice from your Supplier
Last Three Months of your Business Bank Statements
Project Contract
Driver’s License
Guidelines and Criteria
Time in Business – 1 ½ Year
Minimum Annual Sales – $500,000
Minimum Credit Score – 600
